Working from home as an independent insurance agent gives you the flexibility to set your own hours to accommodate clients and a comfortable atmosphere in which to work. Insurance consultants are sales agents whose main job is to provide information to people about various insurance plan options. Advising clients on risk management initiatives. Independent Agents, The Qualifications for an Insurance Broker. Independent insurance agents sell all types of insurance, including health and life, small business, and auto and home insurance. Get the right Independent life insurance agent job with company ratings & salaries. Insurance Brokers act as intermediaries between insurance companies and individual or corporate clients. 18,083 Independent Insurance Agent jobs available on Indeed.com. In self-employment and for many employers, the only formal requirement is that you complete your state's licensing exam to become qualified to sell insurance products. Learn about the degree programs, job duties and skills required to see if this is the right career for you. Search Independent life insurance agent jobs. He has been a college marketing professor since 2004. Additionally, you need expertise in all the products your company offers. As an Insurance Broker, you will be responsible for selling insurance plans to new customers, up-selling plans to existing customers, and cultivating lasting relationships. Independent Insurance Agent Job Description Template. You will be greeting clients daily, either in person or via answering the telephone. You usually need a formal qualification in commerce, accounting, finance, economics or actuarial studies to work as a Financial Broker. Responsibilities: You will be expected to provide continued service to your clients; You must be able to meet with your clients and determine their insurance needs: both personal and professional. Independent Insurance Agents work as independent brokers and sell a variety of insurance policies, covering life, vehicles, or real estate. Basic knowledge of office and accounting software. Requirements: Financial Brokers operate as independent agents to facilitate the trading of commodities and arrange insurance and loans of money on behalf of clients. U.S. Bureau of Labor Statistics: Occupational Employment and Wages, May 2012: Insurance Sales Agents, U.S. News & World Report: Insurance Agent Overview. Independent insurance reps have to become product experts in a couple ways. He holds a Master of Business Administration from Iowa State University. You'll connect clients with the insurance company that meets their needs and offers them the best value. Presenting policy details to the client and signing the policy agreement. First, unlike company-specific reps, independent agents typically work with a variety of providers and must become familiar with the policies of each. How Much Money Can an Insurance Salesman Make? Brokers build and maintain customer relationships, execute sales and complete administrative duties, such as document preparation, and follow-up with customers. Brokers have plenty to keep them occupied during the day, and much of their job is centred arou… Along with any state-mandated certifications, some firms require that you complete internal training programs before selling each particular class of products. Researching all the available policy options for the client. An independent and unbiased link between the consumer and the large companies trying to attract them, brokers find the best policies for their clients and ensure they don’t get ripped off. The educational requirements of agents are similar whether you work for an insurance company or as an independent representative. Post a Insurance Broker job to 100 job boards with one submission. Reproduced by permission.) Property and casualty insurance agents sell policies that protect people and businesses from financial loss resulting from automobile accidents, fire, theft, and other events that can damage property. As an independent contractor, you have the freedom and flexibility to build your own business. Insurance Agent responsibilities include: Developing marketing strategies and promote all types of new insurance contracts or suggest additions/changes to existing ones Breeding productive relationships to create a pool of prospective clients from various sources by networking, cold calling, using referrals etc. Provide consultation and advice to clients on matters related to property program. Develops base for long-term sources of clients. Insurance Agent Job Description. Compiles lists of prospects. Insurance sales agents are required to have some formal education. Advising clients on when and how to make a claim on their policy. Communication skills also include being a good listener. We are looking to hire an experienced Insurance Broker to expand our client base. Insurance Broker Job Description Template. Insurance Business Growth: Direct vs. Independent agencies typically provide some on-the-job training on prospecting, sales processes and computer programs. We are looking to hire an experienced Insurance Broker to expand our client base. Also known as insurance examiners, analysts, specialists, appraisers, or investigators, claims adjusters must decide how much an insurance company should pay for a damage or loss. Your passion for success pays off. Get recognized for your hard work. Establishes productive working relationships with clients. Neil Kokemuller has been an active business, finance and education writer and content media website developer since 2007. They provide consultations, discuss fees and set up insurance contracts with customers. You also must speak clearly so the client can understand you. In-depth knowledge of insurance products. Sample Job Titles Relatively new independent agents typically spend a great deal of time prospecting for new clients. 562 open jobs for Independent life insurance agent. Insurance Broker is a specialist in insurance and risk management. Completely free trial, no credit card required. Because of changes in the financial services industry, many insurance agents and brokers now … A generous stock bonus plan and the opportunity to earn additional financial incentives, awards and trips. To ensure success as an Insurance Broker, you should have extensive knowledge of available insurance products, a passion for sales, and excellent interpersonal skills. As an insurance agent, you may work for an insurance company, refer clients to independent brokers, or work as an independent broker. Some agents also travel the local area to meet with people. The average annual pay for all reps was $63,400 as of 2012, per the U.S. Bureau of Labor Statistics. Unlike captive agents, who are associated with specific providers or with specific insurance products, insurance brokers sell and manage insurance products across companies and risk types. Insurance agents and brokers assist customers in finding the right kind of policy for their needs. You may also have to complete product-specific certification in some cases. As an Insurance Broker, you will be responsible for selling insurance plans to new customers, up-selling plans to existing … Insurance sales representatives typically sell a mix of products that includes home, auto, life, dental, disability, property and casualty and business insurance. Insurance sales agents commonly sell one or more types of insurance, such as property and casualty, life, health, and long-term care insurance. Prospective students who searched for Insurance Broker Assistant: Job Description & Salary found the links, articles, and information on this page helpful. Provides service to clients’ changing insurance needs by selling life, health, and disability insurance. Researching the client’s industry and keeping up with changes in the insurance industry. Insurance Broker jobs now available. Aflac offers an opportunity for unlimited earning potential, performance-based incentives, trips and other rewards. Insurance agents sell and negotiate life, health, property, or other types of insurance to match the needs of their clients.